LOAN OFFICER (CIVIL SERVANTS)

Vacancy Announcement: Loan Officer – Civil Servants

Employer: Masters Finance Ltd
Position: Loan Officer – Civil Servants
Location: Malawi
Reports To: Credit Officer
Application Deadline: 14 August 2026

About Masters Finance Ltd

Masters Finance Ltd is a deposit-taking microfinance institution committed to advancing financial inclusion through innovative, customer-focused financial services supported by technology.

As the institution prepares for its transition into a commercial bank, Masters Finance Ltd is seeking a motivated and results-oriented Loan Officer – Civil Servants to join its growing team.

Job Overview

The Loan Officer – Civil Servants will be responsible for marketing and selling financial products and services to civil servants, achieving assigned sales targets, developing long-term customer relationships, and ensuring compliance with institutional policies and regulatory requirements.

Key Responsibilities

1. Sales & Business Development

  • Market and sell financial products and services to civil servants.
  • Achieve monthly and annual sales targets for loans, accounts, and related financial products.
  • Develop and implement strategies to meet and exceed assigned targets.
  • Conduct outreach activities, institutional visits, and product presentations within government institutions.

2. Customer Acquisition & Relationship Management

  • Identify, recruit, and onboard new civil servant clients.
  • Build and maintain strong relationships with existing customers to encourage repeat business and referrals.
  • Follow up on leads and loan applications to support timely processing and customer satisfaction.

3. Loan Application Support

  • Assist clients with completing loan application forms and compiling required documentation.
  • Ensure applications comply with Know Your Customer (KYC), due diligence, and institutional requirements.
  • Submit completed applications for processing and monitor them through to completion.

4. Reporting & Compliance

  • Maintain accurate records of sales activities, client interactions, and loan applications.
  • Prepare and submit regular sales performance and pipeline reports.
  • Comply with ethical sales practices, company policies, and applicable regulatory requirements.

Qualifications & Experience

Applicants should have:

  • A Diploma in Sales, Marketing, Banking, Finance, or a related field.
  • Previous experience in sales or the financial services sector is preferred.
  • Knowledge of civil service payroll systems will be an added advantage.

Required Skills & Competencies

The ideal candidate should demonstrate:

  • Strong sales and negotiation skills.
  • A results-oriented approach with the ability to achieve targets.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and effectively under pressure.
  • High levels of professionalism, integrity, and customer focus.

Application Requirements

Interested candidates should submit:

  1. Motivation Letter
  2. Updated Curriculum Vitae (CV)
  3. Certified copies of academic and professional certificates
  4. Contact details of three (3) professional and traceable referees

How to Apply

Applications should be submitted via email to:

📧 Email 1: info@mastersfinance.co.mw

📧 Email 2: hr@mastersfinance.co.mw

Email Subject:

Application for Loan Officer (Civil Servants)

Application Deadline

14 August 2026

Only shortlisted candidates will be contacted.

Equal Opportunity: Masters Finance Ltd is an Equal Opportunity Employer and encourages qualified men, women, and persons with disabilities to apply.


KAFI Opportunity Corner

Discover more opportunities across finance, banking, microfinance, financial inclusion, jobs, internships, fellowships, grants, scholarships, and professional development.

Visit: www.kafiafrica.org